EQUIFAX CANADA - METRO 2 TEST SUBMISSION SUMMARY

THE FILE
  File name                                                      EFXCA-M2-202609-TEST.TXT
  Bureau                                                         Equifax Canada
  Format                                                         Metro 2, character format, fixed-length records (no block descriptor word)
  Record length                                                  844 characters = Base 426 + J1 100 + J2 200 + K2 34 + K4 30 + L1 54
  Records                                                        10 = 1 header + 8 account records + 1 trailer
  Segments in each record (how many carry data)                  Base 8, J1 1, J2 1, K2 1, K4 1, L1 1
                                                                 (An unused segment slot carries only its two-letter ID)
  Characters and line ending                                     ASCII, uppercase, accents transliterated; one record per line, LF
  Size                                                           8,450 bytes
  SHA-256                                                        016234dfaf524301b531052ad4e21638e27f02e567a39d55dd00c9915eaaca15

REPORTING
  Reporting period                                               September 2026 (2026-09-01 to 2026-09-30)
  Frequency                                                      Monthly, as of the end of the month
  Date created (header, positions 56-63)                         2026-10-02
  Activity date (header, positions 48-55)                        2026-09-30

IDENTIFIERS
  Equifax Program Identifier (header, positions 23-32)           EFXPENDING
                                                                 (PLACEHOLDER: replace with the Program Identifier Equifax Canada issues)
  Identification Number (every account record, positions 21-40)  PENDINGID01
                                                                 (PLACEHOLDER: replace with your own company / branch code)
  Reporter name                                                  SAMPLE LENDING CO
  Reporter address                                               100 EXAMPLE AVE NW EDMONTON AB T5J0N3
  Reporter phone                                                 7805550100
  Software                                                       IN-HOUSE 1.0; program date 2026-09-01, last revised 2026-09-01

CONTENTS
  Accounts by portfolio type (field 8)                           I Installment: 8
  Accounts by account status (field 17A)                         11 Current: 3, 13 Paid / closed, zero balance: 1, 78 60-89 days late: 1, 80 90-119 days late: 1, 97 Written off: 1, ZA In a consumer proposal, OPD or credit counselling plan: 1
  Associated consumers                                           J1 (same address) 1, J2 (different address) 1
  Identity data reported                                         SIN 0, date of birth 10, phone 10
                                                                 (The SIN is optional; where none was given the date of birth carries the match)
  Provinces (field 43)                                           AB: 2, BC: 1, MB: 1, NS: 1, ON: 2, QC: 1
  Insolvency indicators (field 38)                               B Consumer proposal filed: 1
  Consumer Transaction Types (field 29)                          3 Address change: 1

QUALITY CHECK
  QA result                                                      0 BLOCK, 2 WARN
                                                                 (Equifax Program Identifier is missing or still a placeholder: put in the one Equifax Canada issues before sending | Identification Number is still a placeholder on 8 record(s): put in your own company / branch code and tell Equifax Canada what it is)
  Trailer totals                                                 Recounted from the records: every total matches

TO FILL IN BEFORE SENDING
  Our contact for this file (name, email, phone)                 ____________________
  Equifax Canada data reporting contact                          ____________________
  Loan system that holds the accounts (name and version)         ____________________
  How the file is sent (the method Equifax Canada gave us)       ____________________
  Planned first live reporting month                             ____________________